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It depends on what the "something" is. If it is a

  • Credit account paid as agreed: up to 10 years
  • Credit account not paid as agreed: up to 7 years
  • Late payment history on credit account: up to 7 years
  • Collection accounts: up to 7 years
  • Judgements: up to 7 years
  • Paid tax liens: up to 7 years
  • Unpaid tax liens: normally indefinitely
  • bankruptcy: up to 10 years
  • inquiries: 1-2 years

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